CLONTARF GOLF CLUB GOLFERS INSURANCE SCHEME

SUMMARY OF BENEFITS

UP TO 65 YEARS
Personal Accident Section
1. Accidental Death €150,000
2. Loss of Limb or loss of sight of
one eye €150,000
3(a) Loss of limb (2 or more) and/or
Loss of sight in both eyes or
one of each €150,000
3(b) (i) Loss of hearing in both ears €150,000
3(b) (ii) Loss of hearing in one ear € 37,500
4 Permanent Total Disablement €150,000
5 Temporary Total Disablement €250 per
week
6 Medical Expenses – ROI € 3,300
– Elsewhere € 30,000
7 Dental Expenses € 10,000

ALL RISKS SECTION
8. Golf Equipment defined as Golf
Clubs, Golf Club Bag, Caddy Cars,
Golf Shoes, Golf Waterproofs, Golf
Hats and Gloves, Golf Carry Bag
(for bringing clothes etc) € 4,000
9. Personal Clothing defined as
watches, jewellery, jackets,
jumpers, shirts, trousers and
ordinary shoes € 750
10. Damage to Single-seater ride
on Golf Buggies subject to a
limit of:- € 4,000
11. Any hole in one scored in an
Official club, GUI or Ladies GU
Competition are entered into a draw
as follows:-
a) Monthly draw for holes in one in
each month
b) Annual draw in January for all
holes in one recorded during
the policy year
All cards must be stamped by Club
Manager or Handicap Conveyor and
submitted within 30 days of the event.

PERSONAL LIABILITY SECTION
12. Limit of indemnity €2,600,000

AGED 65 – 75 YEARS
Personal Accident Section
1. Accidental Death €50,000
2. Loss of Limb or loss of sight of
one eye €150,000
3(a) Loss of limb (2 or more) and/or
Loss of sight in both eyes or
one of each €150,000
3(b) (i) Loss of hearing in both ears €150,000
3(b) (ii) Loss of hearing in one ear € 37,500
4 Permanent Total Disablement Nil
5 Temporary Total Disablement See Notes
6 Medical Expenses – ROI € 3,300
– Elsewhere € 30,000
7 Dental Expenses € 10,000

ALL RISKS SECTION
8. Golf Equipment defined as Golf
Clubs, Golf Club Bag, Caddy Cars,
Golf Shoes, Golf Waterproofs, Golf
Hats and Gloves, Golf Carry Bag
(for bringing clothes etc) € 4,000
9. Personal Clothing defined as
watches, jewellery, jackets,
jumpers, shirts, trousers and
ordinary shoes € 750
10. Damage to Single-seater ride
on Golf Buggies subject to a
limit of:- € 4,000
11. Any hole in one scored in an
Official club, GUI or Ladies GU
Competition are entered into a draw
as follows:-
a) Monthly draw for holes in one in
each month
b) Annual draw in January for all
holes in one recorded during
the policy year
All cards must be stamped by Club
Manager or Handicap Conveyor and
submitted within 30 days of the event.
PERSONAL LIABILITY SECTION
12. Limit of indemnity €2,600,000

Notes:
1. Policy excess each and every claim for Golf Equipment and Personal Property is €50
2. A third party property damage policy excess of €50 applies under the Personal Liability section.
3. If damage is caused to Golf Equipment or Personal property then notice must be given immediately or as
soon as practically possible, to insurers. If theft or loss of equipment then immediate notice of the theft
must be given to the police authority in the country where the theft or loss occurred.
4. If an occurrence arises which may give rise to a claim under the Personal Liability section then notice must
be given to insurers as soon as possible and every letter, claim, writ, summons shall be forwarded to
insurers, unanswered, immediately upon receipt. No admission, repudiation, offer, payment or indemnity
shall be made or given without the written consent of insurers. Immediate notice must also be provided to
insurers if you have knowledge of any incident, prosecution or inquest in connection with an occurrence
which may give rise to a claim.
5. Insurers will not pay in respect of any one accident more than one of the benefits under items 1-4.
6. The benefit under item 1 for an insured person under 18 years will be limited to €50,000 except where the
insured person is aged between 16 and 18 years at the time of sustaining the bodily injury and is in full
time gainful employment.
7. No benefit will be payable under Item 5 for the 1st 14 days of disablement and thereafter for no more than
104 weeks in total. The benefit payable shall not exceed more than 75% of the insured persons total
weekly income.
8. The benefit under item 5 will only be payable where the insured person is aged between 16 and 70 years
at the time of sustaining bodily injury and is in full time gainful employment. Item 5 is reduced to nil where
the insured person is over 70 years of age.
9. The benefits under items 2 and 3 are reduced by 40% where the insured person is over 75 years of age.
10. The insured person shall take all reasonable precautions to prevent accidents and damage.
11. Road Traffic Act Cover (Motor Cover) is not included for Single-seater ride-on Golf Buggies but it can be
included for an additional €10 per annum

Operative Time:
Personal Accident / Personal Liability Sections
Whilst an insured person is playing golf or on the Golf Club Premises (defined as the Clubhouse and Golf Course area
including car park) including whilst attending any meeting of the Golf Club or attending any meeting of function on behalf
of or as a representative of the Golf Club, excluding commuting to and from such meetings or functions.
All Risks – Golf Equipment / Personal Clothing
Any time during the period of insurance.
** All of the above are in summary only. Full details are outlined in the policy document a copy of which is

available upon request **

——————————————————————–Please Detach——————————————————————
If you are not in the Scheme and would like to join please complete the details below and give this slip to the office
I wish to avail of the Golfers Insurance Scheme – Annual Cost: €20
Members Name________________________________ Phone No: Home____________ Work____________
Address____________________________________________ Date of Birth_________________________
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